来源:股城网 | 2021-10-29 11:32:36 |
想要购买保险,一定要提前去咨询清楚各种内容问题,因为不同的保险产品,保障自然也是不一样的。另外,有部分用户咨询称,保险投保不成功是不是全额退款?对于这个问题,你知道答案吗?
据悉,保险投保不成功是否能够退回全部的费用,还要看具体的原因。如果是你故意不履行如实告知义务,那么根据保险合同约定,你的保险费用,自然也是不退还了。
如果用户严格按照保险合同提交资料,则在等待期内发生事故的,则保险公司不理赔但是会退还保费。所以保险费用是否会退回,当然也要看是什么原因导致的,这点要知道啦。
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